Flood, Homeowners and Other P&C Insurance

A Complete Insurance Technology Ecosystem

Equinox™ by Solstice Innovations. Empowering insurers with simplicity and efficiency.
P&C and Flood Insurance

A Complete Policy Admin System

Equinox™ by Solstice Innovations. Empowering insurers with simplicity and efficiency.

You Are Back

In Control!

Not consultants, not brokers, not an IT team with higher priorities. You control and quickly adapt your consumer and support facing software. Changes in your marketing / compliance approach can be near immediately reflected in edits to your enterprise system, enabling the company to quickly adapt its marketing and generate ROI on the investment in the new software platform

Breaking

The Silos

Solstice’s insurance technology solution, Equinox™, is an innovation in Insurtech, enabling digital insurance transformation for the entire insurance lifecycle management. This holistic platform has a flexible architecture that breaks the traditional silos, providing a single SaaS insurance solution for P&C and Flood Insurance products. The highly automated and configurable insurance processes of Equinox™ support Product, Pricing, Underwriting, Distribution, Portals, Policy Administration, Reporting, Claims, Accounting, and Customer Relationship Management. Deploy our full arsenal or choose the parts you need most to fill the gaps in your current system.

Policy Administration

Your data warehouse on Equinox™ stores all policy records, from acquisition to claims and renewals. Recording omnichannel customer and policy interactions in one record establishes seamless service and improves customer satisfaction, which impacts retention rates. Run reports, including multiple bordereaus, delivering simplicity to carriers MGAs.

Pricing & Underwriting

Deploy a new product or rate change, in the time it takes to upload your rate tables and eligibility rules...it’s the simplest GTM strategy available and you’re in charge of the timeline.

Claims

From FNOL to payment, streamline the claim process with our seamless, omnichannel digital workflow, combining the best of technology with human interaction and hyper-personalization.

Accounting

Direct or agency bill, split bill options, segmented billing by carrier and program, multiple portals for online payment processing for ACH, debit and credit transactions. Give your clients the ability to offer multiple payment plans such as 1-pay, 2-pay, 4-pay and monthly.

Consumer Portal

The consumer portal is available through a web app supported by both IOS and Android, giving insureds the ability to view their policy information, print, e-sign and forward policy documents, see payment records, make payments, request policy changes, request cancellation, conduct their own self home inspections, and even report and track claims. You control which portal functions and features are available to the insured.

Direct to Consumer

Unlock a world of insurance at your customers’ fingertips with our Direct-to-Consumer portal (D2C). The intuitive Equinox™ platform allows policyholders to easily obtain quotes, apply for policies, and find an agent, all in one place. Here they will experience a streamlined process tailored to their needs, empowering them to make informed insurance decisions with confidence.

Enhanced Product Development

Equinox™ quickly enables you to build multiple products for multiple carriers. The forms hub gives carriers and MGAs the power to accelerate speed to market with easy-to-use tools that turn business and product users into IT pros. Innovate and scale fast.

Distribution

Beyond quote, bind, issuance and payment, fuel your D2C and B2B experiences with simple and open API integrations for instant embedded channel and affiliate partners. Custom portals available for all distribution channels.

Document Management

Document Management is easy and integral to Equinox™. From uploading and storing completed documents, to adding new or modifying existing forms and templates, it's all there. By default, generated documents are stored in PDF format and document templates are maintainable by the customer using native Adobe fillable form templates, making them easy to create, edit and manage.

Why Solstice Innovations

Your Partner in Modernizing Insurance Operations

At Solstice, we understand the insurance industry is at a crossroads. The pressures of outdated systems, rising operational costs, and the increasing complexity of managing claims in the face of natural disasters demand more than just incremental improvements—they require a transformational approach. That’s where we come in. By prioritizing a robust back-office architecture and leveraging cutting-edge automation, we empower you to streamline operations, reduce costs, and stay competitive in a rapidly evolving market. With Solstice, you’re not just adapting to change—you’ll be leading it.
Every Year:
  • 4 Billion in Premiums
  • 5% growth in policyholders

Costs of Operation

Without Solstice Innovations
At Solstice, we understand the insurance industry is at a crossroads. The pressures of outdated systems, rising operational costs, and the increasing complexity of managing claims in the face of natural disasters demand more than just incremental improvements—they require a transformational approach. That’s where we come in. By prioritizing a robust back-office architecture and leveraging cutting-edge automation, we empower you to streamline operations, reduce costs, and stay competitive in a rapidly evolving market. With Solstice, you’re not just adapting to change—you’ll be leading it.

Challenges in Insurance Industry

The insurance industry is grappling with outdated systems that hinder productivity and drive up operational costs. Companies are spending substantial portions of their IT budgets just to maintain legacy technologies, or making disparate platforms try to interface with each other, leaving little-to-no room for real innovation. As a result, these aging systems are becoming a costly burden, preventing insurers from keeping pace with the demands of the modern market.

Trends in Automation and Efficiency

Automation is rapidly becoming a cornerstone of the insurance industry, driving higher efficiency and significantly reducing operational costs. Real-time data management and automated processes are essential for maintaining a competitive edge. However, reliance on manual and disjointed, often legacy systems continues to create inefficiencies and increase the risk of errors, underscoring the need for more sophisticated solutions.

Financial Aspects of the Insurance Industry

The property and casualty insurance market is a massive sector, generating $800 billion in premiums annually. Within this, the flood insurance market alone accounts for $4 billion in premiums each year, with steady growth. As these markets expand, insurers must continue to innovate and modernize to capitalize on the financial opportunities while managing the inherent risks.

Solstice Innovations

Your Partner in Operational Freedom

Empower your insureds with exceptional service and functionality while maximizing operational efficiency. 

Elevate customer satisfaction and streamline processes with the highly configurable Equinox™ platform by Solstice Innovations. 

Solstice Innovations

Your Partner in Operational Freedom

Empower your insureds with exceptional service and functionality while maximizing operational efficiency. 

Elevate customer satisfaction and streamline processes with the highly configurable Equinox™ platform by Solstice Innovations. 
Discover now what Equinox™ can do for your company.

Our Core Values

What Drives Solstice Innovations

Efficiency

Efficiency should be leading today’s insurance landscape. Equinox™ automates tasks, reduces errors, and optimizes workflows, enabling insurers to process claims faster, manage policies with ease, and cut costs. This allows us to give our clients a competitive edge in the market, while and delivering timely, cost-effective software services.

Innovation

We firmly believe that integrating insurance knowledge with technology advancements leads to the best type of innovation, which will drive the transformation of the P&C insurance industry. Our SaaS platform, built on cutting-edge technology, offers flexible, scalable solutions that can quickly adapt to market changes. By evaluating, testing and evolving with the latest advancements, we empower insurers to innovate, improve customer service, and stay ahead od the competition without wasting time on “non sequitur” tech trends that don’t solve real-world problems facing boardrooms today.

Customer Experience

Customer satisfaction was the number one, driving priority when designing the blueprints of the Equinox™ ecosystem. Our platform enhances the experience at every touchpoint. With streamlined claims processing and intuitive interfaces, we ensure carriers and MGAs deliver a seamless, intuitive and satisfying experience. By focusing on speed, accuracy, and ease of use, we help insurers exceed expectations and build long-term loyalty.

Simplicity

At Solstice, we view simplicity as essential for managing highly complex systems. Our SaaS platform offers intuitive, user-friendly solutions that streamline insurance processes. By simplifying policy management, claims processing, and data analysis, you can focus on serving your customers without being hindered by technology.

Security

Security is paramount. In addition to built-in security features, as a cloud-native solution, Equinox™ comes with all the additional security inherent with AWS. Equinox™ has been designed and architected to meet strict U.S. federal government security requirements, such as FedRamp, and others required by FEMA and the Department of Homeland Security.

Discover now what Equinox™ can do for your company.

Our Core Values

What Drives Solstice Innovations

Efficiency

Efficiency should be leading today’s insurance landscape. Equinox™ automates tasks, reduces errors, and optimizes workflows, enabling insurers to process claims faster, manage policies with ease, and cut costs. This allows us to give our clients a competitive edge in the market, while and delivering timely, cost-effective software services.

Innovation

We firmly believe that integrating insurance knowledge with technology advancements leads to the best type of innovation, which will drive the transformation of the P&C insurance industry. Our SaaS platform, built on cutting-edge technology, offers flexible, scalable solutions that can quickly adapt to market changes. By evaluating, testing and evolving with the latest advancements, we empower insurers to innovate, improve customer service, and stay ahead od the competition without wasting time on “non sequitur” tech trends that don’t solve real-world problems facing boardrooms today.

Customer Experience

Customer satisfaction was the number one, driving priority when designing the blueprints of the Equinox™ ecosystem. Our platform enhances the experience at every touchpoint. With streamlined claims processing and intuitive interfaces, we ensure carriers and MGAs deliver a seamless, intuitive and satisfying experience. By focusing on speed, accuracy, and ease of use, we help insurers exceed expectations and build long-term loyalty.

Simplicity

At Solstice, we view simplicity as essential for managing highly complex systems. Our SaaS platform offers intuitive, user-friendly solutions that streamline insurance processes. By simplifying policy management, claims processing, and data analysis, you can focus on serving your customers without being hindered by technology.

Security

Security is paramount. In addition to built-in security features, as a cloud-native solution, Equinox™ comes with all the additional security inherent with AWS. Equinox™ has been designed and architected to meet strict U.S. federal government security requirements, such as FedRamp, and others required by FEMA and the Department of Homeland Security.

Let Solstice Mitigate your Technology Risk

Empower your insureds with exceptional service and functionality while maximizing operational efficiency. Elevate customer satisfaction and streamline processes with the highly configurable Equinox™ platform by Solstice Innovations.

Let Solstice Mitigate your Technology Risk

Empower your insureds with exceptional service and functionality while maximizing operational efficiency.  Elevate customer satisfaction and streamline processes with the highly configurable Equinox™ platform by Solstice Innovations.

Reliability. Agility.

Unleash the Power of
Innovation

Technology that gets you back to the basics while moving you forward to the future.

Reliability. Agility.

Unleash the Power of
Innovation

Technology that gets you back to the basics while moving you forward to the future.

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