Owning a home is one of life’s most significant milestones, but managing homeowners insurance should not be one of its biggest challenges. Traditionally, policyholders and agents have faced inefficiencies in quoting, binding, billing, and claims. Outdated systems, inefficient processes, and disjointed workflows have created unnecessary friction. Digital platforms change the landscape by streamlining the insurance […]

As digital property technology (PropTech) platforms reshape how people buy, rent, manage, and monitor homes, it’s clear that insurance is not a separate, after-the-fact transaction. Embedded insurance is redefining how property insurance is discovered, quoted, and bound by delivering coverage precisely when and where consumers need it. This evolution is about meeting modern expectations for […]

Data-driven pricing models are reshaping how insurers evaluate exposure, predict losses, and tailor premiums. These models go beyond ZIP codes and replacement cost estimates to incorporate granular, real-time, and behavioral data that provide a more accurate, customer-specific picture. The Evolution of Homeowners Insurance Rating   Historically, homeowners policies have been priced using static variables like […]