Category: Insurance

What Agents Need from Homeowners Insurance Technology Providers

Solstice Innovations July 22, 2025 No Comments

In the race to modernize homeowners insurance, agents are often the most overlooked stakeholders. While technology vendors focus on APIs, data models, and direct-to-consumer (D2C) platforms, independent and captive agents…

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Preparing for 2026: How Tech Can Future-Proof Homeowners Insurance Portfolios

Solstice Innovations July 8, 2025 No Comments

The homeowners insurance market is entering a new era defined by rising climate risk, shifting consumer expectations, and evolving regulatory landscapes. As 2026 approaches, technology will play a pivotal role…

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From Compliance to Competitiveness: The Private Flood Opportunity

Solstice Innovations June 24, 2025 No Comments

The NFIP has served a critical role in protecting Americans from flood risk. As of 2023, it covered more than 5 million policies (FEMA, 2023), and nearly 90% of U.S.…

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4 Key Benefits of Integration-First Design

Solstice Innovations June 10, 2025 No Comments

Modernizing Homeowners Insurance Platforms The insurance industry is continuing to transition from closed and singularly focused systems to fully connected ecosystems. The use of APIs (Application Programming Interfaces) enables and…

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Are Industry Conferences Worth It?

Solstice Innovations May 16, 2025 No Comments

Conference season is in full swing, and companies often wonder, “Is it worth it?” Sometimes, the answer is clear. Sometimes, not so much. Attending industry conferences can involve a significant…

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Exploring Alternatives to Close the Flood Insurance Gap

Solstice Innovations April 11, 2025 No Comments

As flooding events escalate in frequency and impact, the conversation about flood insurance becomes urgent. The National Flood Insurance Program (NFIP) has experienced some growth, but the private market is…

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Embracing Technology to Transform Flood Insurance

Solstice Innovations April 11, 2025 No Comments

One common theme emerges as the flood insurance sector evolves: the urgent need for modern technology. While the industry grapples with aging systems, innovative technological advancements are essential to bridging…

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The Rising Role of Reinsurance in Flood Insurance

Solstice Innovations April 11, 2025 No Comments

Reinsurance has become a vital component in the flood insurance landscape, influencing both the private sector and the National Flood Insurance Program (NFIP). Recently, the number of private reinsurance carriers…

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The Uncertain Future of Flood Insurance

Solstice Innovations April 11, 2025 No Comments

Flood insurance continues to be a hot topic, and both the National Flood Insurance Program (NFIP) and private insurance companies navigate the turbulent waters of affordability and coverage options. As…

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Understanding the Increasing Frequency and Cost of Weather Disasters

Solstice Innovations April 11, 2025 No Comments

According to the National Oceanic and Atmospheric Administration (NOAA), the year 2024 witnessed 27 individual weather and climate disasters, each causing damages exceeding $1 billion. This number closely trails the…

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