In the race to modernize homeowners insurance, agents are often the most overlooked stakeholders. While technology vendors focus on APIs, data models, and direct-to-consumer (D2C) platforms, independent and captive agents are still the trusted frontline for millions of homeowners. To enable—not replace—these professionals, insurtechs must develop tools that support agent workflows, enhance customer engagement, and […]

The homeowners insurance market is entering a new era defined by rising climate risk, shifting consumer expectations, and evolving regulatory landscapes. As 2026 approaches, technology will play a pivotal role in helping insurers not only survive but thrive in this changing environment. The question isn’t whether to invest in tech; it’s where to focus for […]

The NFIP has served a critical role in protecting Americans from flood risk. As of 2023, it covered more than 5 million policies (FEMA, 2023), and nearly 90% of U.S. natural disasters involve flooding (Insurance Information Institute [III], 2024). Yet despite the scale, many Americans remain uninsured. For example, over 80% of Hurricane Harvey victims […]