As climate-related flooding becomes more frequent and severe, insurers and reinsurers are exploring innovative ways to close the protection gap. One of the most promising developments is the rise of parametric flood insurance—policies that pay out based on predefined triggers rather than traditional claims assessments. In 2025, parametric models are gaining traction not only as […]

Owning a home is one of life’s most significant milestones, but managing homeowners insurance should not be one of its biggest challenges. Traditionally, policyholders and agents have faced inefficiencies in quoting, binding, billing, and claims. Outdated systems, inefficient processes, and disjointed workflows have created unnecessary friction. Digital platforms change the landscape by streamlining the insurance […]

As digital property technology (PropTech) platforms reshape how people buy, rent, manage, and monitor homes, it’s clear that insurance is not a separate, after-the-fact transaction. Embedded insurance is redefining how property insurance is discovered, quoted, and bound by delivering coverage precisely when and where consumers need it. This evolution is about meeting modern expectations for […]