The homeowners insurance market is entering a new era defined by rising climate risk, shifting consumer expectations, and evolving regulatory landscapes. As 2026 approaches, technology will play a pivotal role in helping insurers not only survive but thrive in this changing environment. The question isn’t whether to invest in tech; it’s where to focus for […]

The NFIP has served a critical role in protecting Americans from flood risk. As of 2023, it covered more than 5 million policies (FEMA, 2023), and nearly 90% of U.S. natural disasters involve flooding (Insurance Information Institute [III], 2024). Yet despite the scale, many Americans remain uninsured. For example, over 80% of Hurricane Harvey victims […]

Modernizing Homeowners Insurance Platforms The insurance industry is continuing to transition from closed and singularly focused systems to fully connected ecosystems. The use of APIs (Application Programming Interfaces) enables and drives carriers, agents, tech partners, and even policyholders to share data, automate workflows, and enhance the customer experience. To accommodate this shift, modern platforms, such […]